Town and Village Specific Programs

CDLI Plus One ADU Program - Accessory Dwelling Units (ADUs) are secondary housing units on a single-family residential lot. ADUs benefit homeowners, renters, and the community by creating more housing options while maintaining the character of single-family residential suburban and rural communities. Grants are available (up to $125,000) for homeowners in Babylon, East Hampton, Shelter Island , and Southampton for accessory dwelling unit construction.The Plus One ADU Program provides a full-service program to support low- and middle-income single-family homeowner occupants who wish to build a new accessory dwelling unit on their property or improve an existing ADU that needs to be brought into compliance with code requirements.Program support includes ADU design, permitting, and construction costs including oversight and closeout.

Town of Babylon: Long Island Green Homes - Those in the Town of Babylon who are up to date on their property taxes qualify for a free home energy audit from a certified Energy Auditor with submission of two years of utility usage data. If you continue with your home improvements, the Town can provide access to low-cost financing. The loans are provided at a flat 3% interest rate for an up-to 10 year payback period, regardless of household income, credit score, etc. Every one-family property homeowner in Town of Babylon is eligible as long as you’re up to date with paying property taxes and don’t have a lien. On average, Babylon residents save $1,000 a year through Long Island Green Homes. Loans can be as large as $19,000 and no credit check is required.

Town of Brookhaven: Residential Rehabilitation Program – The Town of Brookhaven Residential Rehabilitation Program provides repairs to owner-occupied single-family homes in the Town, thereby stabilizing or increasing home values. Repairs can be made on any part of the home from the chimney to the sanitary system. This program addresses any code issues first. A Federal CDBG grant funds this program and pays the contractor directly.This is a zero (0%) percent deferred loan program secured by a mortgage on your home. The loan terms have no interest and there are no monthly payments. The loan is due and payable when you sell your home, transfer title or certain other conditions that are outlined in the mortgage and note documents. Other funds may be used depending on the source of the Federal grants. Apply here.

Town of East Hampton: Home Improvement Program - Provides no-interest loans to homeowners to rehabilitate their homes and bring them up to Town Code. Homeowners must be income eligible, live in the Town year-round, and own their property for at least a year. Funds are in the form of a deferred, no-interest loan that gets paid back to the Town when the property is sold or transferred.

Town of Riverhead: Home Improvement Program - Those who have an owner-occupied house or mobile home are eligible to get loan or grant for home improvement assistance designed to correct basic housing problems, especially conditions considered dangerous to health and safety. Assistance is based on income eligibility, the necessity of work to be done, and the availability of funds. If funding is not currently available, you will be placed on a waiting list until funding is. Those 60 years and older, have a household with children under 12 years of age or occupied by a person with disabilities and/or a veteran are given priority. Apply here.

Town of Smithtown: Senior Citizen Home Maintenance Program (SCHMP) - Homeowners aged 62 years and up are eligible for plumbing, electrical, carpentry, interior painting (primer only – NO cosmetic work), weatherization, exterior services (weather permitting) crime prevention and safety and miscellaneous service assistance with first priority going to those requesting installation of safety equipment. Free to the resident, all labor and materials are provided at no charge and funded by the Housing and Urban Development (HUD) and the Town of Smithtown and must total to $2,000 or less. Read more here.

Town of Southold: Residential Repair Program – Southold residents aged 60 and older owners or renters are able to get help with small tasks around the house that don’t require a licensed craftsman. Tasks include: caulking and weather stripping, changing light bulbs and batteries in smoke detectors, installing grab bars and safety rails, patching concrete including steps, repairing or replacing locks, replacing faucet washers, rewiring lamps or replacing light switches and plugs. Funding comes from the town and pays for the labor while the applicant pays for the parts and materials used.

Last updated November 12, 2024